If you have not worked with the appraiser before, you may not realize that all assessors are NOT the same and can be different as night and day depending on their experience, education, and familiarity with your market area. Anyone who's had an appraiser horror story (there are plenty of them) because they hired the cheapest appraiser will tell you it's simply not worth the risk.
So do not wait for the horror stories of your own to be a learning experience and wake-up call when hiring an appraiser for your needs. It can be easy to get attracted by their assessor's low cost. It seems only a formality anyway. However, when it comes to hiring a professional appraiser for the job it is important to remember that you often get quality appraisals and excellent service for what you pay for.
It is not worth trying to save $ 50 on the cost of appraisal when there is a good chance you may not receive a quality report that you deserve if your main hiring decision is just to go with the cheapest appraiser. So when it comes to working within your budget, do not select the appraiser just to save a few dollars because it can cost you dearly in the long run.
There are ways to help make sure you hire quality indicators. First, you should always ask for referrals from people you know and trust or of an established real estate professionals in your market area. You can also look online for an appraiser who repeatedly appears and start your research from there.